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一 | 　　中央国家机关住房资金管理中心近日发布通知，宣布对住房公积金政策进行优化调整，与此前北京楼市新政中关于公积金的调整相同，首套房贷款最高额度也可达340万元。

二 |

Members of the China-Kazakhstan joint archaeological project pose for a photo. Photo: Collaborative Research Center for Archaeology of the Silk Roads
China is set to launch its first joint archaeological project in South America, following an agreement between Chinese and Peruvian institutions to study the ancient Caral civilization. The move marks a new milestone in the country's growing overseas archaeological cooperation.
The Institute of Archaeology of the Chinese Academy of Social Sciences, Peru's Caral Archaeological Zone under the Ministry of Culture, and the Professional School of Archaeology at the National University of San Marcos signed a cooperation agreement on Saturday to conduct research on the ancient Caral civilization.
The Caral civilization, which is considered to be the oldest civilization discovered in the Americas, emerged along Peru's northern coast and dates to around 3000 BC to about 1800 BC.
The project marks China's first joint archaeological initiative in South America, expanding its overseas archaeological footprint to four continents: Asia, Africa, Europe and South America. It also encompasses cooperation with Belt and Road partner countries, major centers of ancient civilizations and regions crucial to the study of human origins.
For Chinese archaeologists, the project represents a new step in overseas archaeological engagement and international cooperation, fostering mutual learning and dialogue among civilizations, Chinese experts said.
Cooperation beyond borders

In recent years, Chinese institutions have participated in a series of overseas archaeological projects, from exploring ancient cities along the Silk Road to studying early civilizations in Africa and Central Asia.
They not only brought Chinese expertise and talent, but also advanced Chinese technologies, equipment and solutions, experts said.
In February, a significant archaeological breakthrough has emerged from Mit Rahina in Giza, the site of ancient Memphis in Egypt, where a joint Chinese-Egyptian mission has uncovered a limestone structure believed to be connected to the temple of King Pharaoh Apries from Egypt's 26th Dynasty (664-525 BC), according to the Xinhua News Agency.
Zhang Hai, head of the Chinese team and an archaeologist from Peking University, told the Global Times in a previous interview that the Chinese contingent applied distinctive methods for documenting and recording finds, while deploying Chinese-developed technologies such as the "4D kankan Meta" 3D scanner for precise, real-time topographic and sectional modeling, plus specialized software for capturing dislocated stone elements in 3D to aid future digital restoration and preservation.
In the latest China-Kazakhstan joint archaeological project, Chinese equipment and technologies played an important role in the team's discoveries.
Building on the excavation, the archaeological team used drones and the "I Survey" mobile field documentation system to conduct systematic surveys around the excavation area. The survey covered more than 10 burial grounds and documented more than 50 Pazyryk-era tombs.
Pazyryk culture flourished from the late sixth century BC to the third century BC, Shao Huiqiu, a professor at the Collaborative Research Center for Archaeology of the Silk Roads, Northwest University, told the Global Times.
According to Shao, who is the Chinese lead for the China-Kazakhstan joint archaeological project, none of the tombs had previously undergone formal excavation, giving them significant research potential. The use of these technologies has enabled the team to carry out more efficient and comprehensive surveys of the area,
During the China-Kazakhstan joint archaeological project, archaeologists have recovered a number of important artifacts, including human remains, pottery, gold foil pieces, horse bones and iron horse equipment.
The finds have provide valuable material evidence for studying the burial practices, funerary customs and material culture of the Pazyryk culture in the Lake Markakol region, said Shao.
Researchers also conducted regional surveys around the excavation area, documenting more than 50 Pazyryk-era tombs.
Through the joint archaeological project, China and Kazakhstan have gained a deeper understanding of Bronze Age to Early Iron Age archaeological remains in the Lake Markakol basin, according to Shao.
In 2027, the two sides will continue excavations at key sites and burial grounds identified during the survey, while advancing regional archaeological investigations, data analysis, multidisciplinary research, young archaeologist training and academic exchanges.
A tomb uncovered by the China-Kazakhstan joint archaeological team Photo: Collaborative Research Center for Archaeology of the Silk Roads

A tomb uncovered by the China-Kazakhstan joint archaeological team Photo: Collaborative Research Center for Archaeology of the Silk Roads
Archaeological exchanges
China's overseas archaeological cooperation has also become a platform for broader exchanges among researchers and civilizations.
Such projects, experts say, are helping expand archaeological research beyond national borders and provide new perspectives on exchanges among ancient civilizations.
China's overseas archaeology has grown alongside its broader participation in global cultural heritage protection.
The National Cultural Heritage Administration's cultural heritage development plan through 2030 calls for expanded archaeological cooperation in Austronesian-speaking regions, trans-Himalayan areas, and routes connected to the Silk Road and Maritime Silk Road, reported Xinhua.
The plan seeks to strengthen the methods used to trace Chinese cultural artifacts overseas, and advance efforts to retrieve lost cultural relics.
It also pushes for greater Chinese participation in global cultural heritage governance and expanded international partnerships, including new protection cooperation agreements with more countries worldwide, according to Xinhua.
In these joint collaborations, researchers from different countries bring together their expertise in regional archaeology and fieldwork, conducting exchanges on archaeological surveys, excavations, multidisciplinary research and regional cultural studies. Such cooperation has strengthened mutual learning and laid a foundation for long-term partnerships, according to Shao.
The China-Uzbekistan cooperation has established research centers in Samarkand and Termez to support studies on human-environment interactions and cultural heritage. The initiative has also trained professionals in Silk Road archaeology, scientific research and heritage conservation through programs for Uzbek universities and research institutions, while promoting international academic exchanges to advance Silk Road heritage protection and cultural cooperation, noted Zhu Jiangsong, a member of the China-Uzbekistan joint archaeological team from the School of Cultural Heritage, Northwest University.
Through these partnerships, Chinese archaeologists are not only contributing technology, research experience and training, but also gaining first-hand materials and fresh perspectives that help advance the study of ancient civilizations and enrich China's archaeological research.
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三 | 　　提高住房公积金最高贷款额度　　1.购房家庭中1人为住房公积金缴存人的，购买首套住房公积金贷款最高贷款额度为120万元，二套住房公积金贷款最高贷款额度为100万元。　　2.夫妻双方均为缴存人的，购买首套住房公积金贷款最高贷款额度为240万元，二套住房公积金贷款最高贷款额度为200万元。　　符合以下条件的，最高贷款额度可进一步上浮：　　1.城六区户籍居民家庭，在城六区外购买首套住房的，最高可上浮20万元；　　2.购买住房符合北京市建筑绿色发展支持政策的，最高可上浮40万元；　　3.北京市户籍二孩及以上多子女家庭购买住房的，可上浮40万元。　　同时符合多项条件的，最高贷款额度可叠加上浮，购房家庭中1人为住房公积金缴存人的，最高上浮60万元；夫妻双方均为缴存人的，最高上浮100万元。　　照此计算，如果是双缴存职工家庭，加上各种上浮政策，首套房公积金最高可以贷款340万元。　　优化住房套数认定标准　　对在北京市无住房或仅有1套住房的北京市缴存人家庭，当前已结清公积金贷款（含住房公积金政策性贴息贷款）的，再次购房时可申请公积金贷款。　　开展公积金贷款存量房“带押过户”业务　　购买存量房申请公积金贷款的，可以申请办理“带押过户”业务，即在存量房交易过程中，买卖双方协商一致后，可由买方申请公积金贷款（含住房公积金组合贷款），用于清偿卖方所售房产尚未结清的原有公积金贷款（含住房公积金组合贷款）。　　增加住房公积金提取情形　　居民家庭可凭具备建筑装修装饰工程专业承包资质的企业开具的房屋装修装饰增值税发票，申请提取住房公积金用于北京市自住住房装修，提取额度不超过增值税发票金额的50%，且最高不超过25万元。同一产权人就同一住房再次申请装修提取，距上次装修提取应满10年。　　新旧政策衔接　　2026年8月8日（不含）前已受理且尚未发放的公积金贷款，职工可自主选择按原政策或调整后的政策执行。